UK FinTechs VibePay Smartlayer Shutdown 2024

VibePay and Smartlayer didn't fail because their ideas were bad. They failed because the entire venture-backed fintech playbook has run out of steam.

theAIcatchup Apr 03, 2026 1 min read

Two dead startups. No acquisition savior. No pivot miracle.

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Investigative tech reporter focused on AI ethics, regulation, and societal impact.

#uk-fintech #fintech-startup-failures #payments-fintech #venture-capital-pullback

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Originally reported by PYMNTS

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